At American Insure-All®, we care about our customers and getting them the best deals on their auto insurance. However, it is important to us to make sure that people understand what they are purchasing when they choose insurance policies, so we’d like to clear up 5 common misconceptions about auto insurance and the truth behind them to help you make the best decision.
Free Towing and Rentals Included with Full Coverage
When you are shopping around for auto insurance, there might be some options that you want to consider, such as rental coverage or free towing services. You never want to just assume that these are provided even if you have full coverage. If you want these options, you will probably have to include them separately.
Car Color Will Affect Insurance Rate
A lot of people falsely assume that the color of their vehicle will influence their insurance rate. While some cars and vehicle colors may be more likely to get pulled over, the color of your car will not affect your insurance rate on its own.
Your Rate Automatically Goes Down with Good Driving
When you are shopping for auto insurance, you will want to ask about all of the different discounts that might be available to you. You might qualify for a good driver discount, but your insurance rate will not automatically go down with good driving.
The Benefit to Buying in Person
There are a lot of benefits to buying your insurance in Arlington in person. You might think that buying online is going to be the best way to save money, but buying a policy from someone with whom you can connect with personally in the event of a claim is a value that you can’t put a price on.
Insurance Protects Valuables inside Your Car
Your insurance is not likely going to protect any valuables that you have inside your car, so if you are keeping something in your car that you want to protect in case of theft or vandalism, insure it with a separate policy.