American Insure-All® has your spring commercial insurance in Bellevue. Spring is a good time to look over your commercial insurance policies to make sure they will hold up to your planned business activities for summer. Whether you are running a lemonade stand or constructing multilevel office buildings, summer is bound to be a busy time of the year.
With increased business activities comes an increase in potential for liabilities. It isn’t a plan of any sort – just a statistical likelihood. If you can anticipate 1 percent of your workers making a mistake that will cause someone to be injured, if you must increase staff, thing the numbers that are developed by using that 1 percent will go up. So if you have 100 employees, out of which one guy isn’t paying attention to safety protocol, then statistically, if you have 200 employees, then it is likely that there will be two guys who are goofing around acting crazy. Therefore, you might need to increase your insurance coverage – as well as refocusing on safety training. Of course, probability is a crazy thing – you might have 500 sober, solid workers for years. Then, you hire one crazy guy with leadership skills, and you suddenly have 500 workers who are doing wild and crazy stuff. Fortunately, that isn’t the way it usually works.
American Insure-All® has your spring commercial insurance in Bellevue, just give us a call at 888-411-Auto if it is time to do a little spring cleaning in your insurance policies. We can also help with directing you toward training and prevention activities that can help keep those incidents low. That looks good for you as well as for us.