If you need Arlington-Smokey Point Non-Owner SR22 insurance, American Insure-All can help you locate a policy. Non-owner SR22 insurance is commonly issued to drivers who have been convicted of a DUI or DWI, and who need to reinstate their driving license. It covers situations where you might borrow a vehicle or where your job might require you to drive a company car or truck.
You might wonder why the insurance paid for by the owner of the vehicle won’t cover you. The answer is that because you have had a conviction associated with your driver’s license you are considered a high-risk, and your insurance will cost more than it had before. Non-owner SR22 insurance does not cover you or the vehicle you are driving. It only applies to situations where you are at-fault, and pays for damages to other vehicles caused by your operation of the vehicle you are driving. The owner of the vehicle you are driving should have insurance that covers his or her own vehicle. Your non-owner SR22 insurance does a couple of different things: first, it shows that you are taking steps to maintain compliance as you circumstances require. Second, it means that if you have an accident while driving someone else’s vehicle, your insurance covers culpability on your part, rather than the insurance of the person who’s vehicle you are driving.
American Insure-All can help you locate an Arlington-Smokey Point Non-Owner SR22 insurance policy, just call us at 888-411-AUTO. We are an insurance brokerage, and we have contact with more than fifty different insurance agencies. More than that, when you walk in our door, you are our client and we work for you – not for a centralized insurance agency. That means that we are motivated to help you find the most affordable insurance possible for your situation.