American Insure-All® can help you find your Mt. Vernon-Burlington home owner’s insurance. Home owner’s insurance might seem straight forward at first, but it can have variations on the theme of insuring your home. Is the building the part that is covered? What about the contents? What might happen in the event of a break-in, theft or someone being injured while on your property? These are all questions that need to be considered with discussing insurance with your agent.
Home-owner’s insurance can have another wrinkle, as well. Policies can be extremely specific about what is covered. If you live in an area that is prone to flooding or that has frequent tornadoes, hurricanes or earthquakes, you might need a policy that is specific to the natural disasters that occur in your area. Regular policies often have an exclusion clause for natural disasters, or might limit the amount of damage that can be covered. Thanks to what seems to be an increase in flooding, many companies will not even cover it. Homeowners must obtain flood insurance from companies that are set up to handle that sort of hazard. As we move into 2018, it looks as if we might have an easier year but it is still early in the season. Now could be a very good time to review your home owner’s policy to make sure that you have the coverage that you need.
If you have questions about Mt. Vernon-Burlington home owner’s insurance, give American Insure-All® a call at 888-411-AUTO. We have contact with more than fifty insurance agencies, and we will be glad to help you do some comparison shopping. While you might decide to stay with your current coverage, it is always a good idea to review your insurance policies and their coverage.