Do You Need Commercial Vehicle Insurance in Arlington/Smokey Point?

If you are self-employed, you may think that your personal auto insurance policy will cover the vehicle that you use in your business. While this is sometimes the case, it more often does not apply. Look at these questions carefully to determine whether you would benefit from commercial vehicle insurance in Arlington/Smokey Point. “Yes” answers may indicate that you should talk with your car insurance provider.

Is your vehicle used to pickup or deliver goods or supplies?
Are you operating as a taxi, limo or other transportation service?
Do you lease or rent your vehicles to others?
Is your vehicle titled or registered to a corporation, business, partnership or DBA?
Are there any employees or non-listed drivers who use your vehicle regularly or occasionally?
Is there equipment like ladder racks or permanent toolboxes that are installed on your vehicles?
Does your vehicle come equipped with specialized equipment for cooking/catering, snowplowing, bathrooms, hydraulic lifts or an altered suspension?
Does the vehicle weigh more than 10k pounds or have a load capacity of more than 1 ton?

Commercial and personal auto coverage differ in many ways, but the major variance lies in how much coverage you have and why you have the coverage. A business has more liability and risk involved and your insurance coverage should reflect that to protect you in the event of a crash or other emergency situation.

As a self-employed individual or the owner of a small business, speak with a representative from American Insure-All® to determine if you should purchase commercial vehicle insurance in Arlington/Smokey Point or if your personal coverage is adequate for your needs. Call us today at (888) 411-AUTO for more information. Trust the experts in insurance.

When our previous insurance provider decided to make a change in our career we were a little anxious. We had become accustomed to being on a first-name basis and getting quick responses to our requests. Little did we know at the time we had nothing to worry about as American Insure-All has more than met our previous expectations. Don and his team have been quick to respond to our needs and provide us with the peace of mind that we were looking for in a provider.

Andy Omsen

We switched to American Insure-All many years ago and Don has always taken great care of all our needs. He has always been honest, fair, and very timely with each policy request. American Insure-All is a pleasure to deal with and we highly recommend them.

luisaboutiq vip

I highly recommend this agency for any insurance policy you may need. Don was very helpful with my new policies with American Insure-All. He saved me about $200 per month. The insurance company I was previously with was super expensive. The best thing I ever did was switch to American Insure-All.

Yannie Villavicencio

I can't say enough about American Insure-All and the services they have provided both myself and my referred clients over the past decades. As a real estate broker for over 30 years, I utilize many vendors and service companies, but the people at American Insure-All are at the top of our list. The level of trust they have earned from us is second to none. They are incredibly responsive to our client's needs but more importantly, we can trust the council that they offer our clients.

Shriram Dholpur

We have been working with Don for about 15 years and won't even consider making any changes. He's been super responsive and it's always a pleasure to work with him whether we have a question or need to update a policy, etc.

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