Full coverage insurance includes mandatory liability insurance that pays for the damage you cause to others and their property. It also encompasses collision and comprehensive insurance. The best full coverage policies are the kinds that meet your needs for income, risk, and assets.
There is no insurance policy available that covers both you and your auto in all circumstances. However, a “full coverage” policy does cover most of them. The purpose of having insurance is not just that it is the law, but it is to protect you and your assets if you are in an accident or crash. American Insure-All® is proud to be a leading auto insurance company in Lynnwood and will help you find the right policy for you.
You can also opt to include some additional insurance options, as well, that may include:
- Rental reimbursement
- Uninsured motorist
- High liability limits
- Low deductibles
- High medical coverage
- Labor and towing
- Vanishing deductibles
- New car replacement
In general, a full coverage vehicle insurance policy covers the damage you cause to others (up to the limit on your liability), your vehicle up to its fair market cost and minus your deductible (if the accident is your fault, it is stolen or destroyed by a natural disaster, or the other driver does not have insurance), your injuries and that of your passengers if you are at fault (up to the cap of your medical coverage), and injuries to yourself and your passengers if you are hit by an uninsured motorist (according to the limits on your uninsured motorist policy).
For questions about vehicle insurance, contact the brokers at a premium auto insurance company in Lynnwood – American Insure-All® at (888) 411-AUTO. We are here to help you find the appropriate car insurance policy for your driving needs.