Are you looking at your options for contractors insurance in Marysville? American Insure-All® has your back. We know that being a contractor takes a lot of hard work and responsibility, especially when it comes to construction and other endeavors that carry risks with every job.
If this is your first time searching for contractors insurance, you may want to know about other types of commercial insurance for situations outside of a personal injury or property damage that can occur on your job site.
Typical contractors insurance types include:
Commercial General Liability Insurance
This insurance coverage allows the affected party, in the event of injury or property damage, to file a claim against the contractor. Fortunately, this type of insurance covers the amount being claimed as well as the legal expenses incurred by the claim.
The reality of working at any job site is that accidents happen, and there is always a risk of injury on any contracting project. Employees can also get sick or pass away during such endeavors, and it is vital to have coverage for all of these situations. If you care about the welfare of your workers, workers compensation is an excellent way to aid them after they’ve been injured or otherwise afflicted on the job. This compensation covers medical treatment, disability, rehabilitation, and compensation for affected workers as well as families of those who have lost their lives while on the job. This compensation can also protect a contractor and his business from claims filed by injured workers or families of the deceased.
Automobile Liability Insurance
Contracting often requires a wide variety of vehicles to get the job done. Whether you need to transport equipment, materials, or workers, there’s always a risk of these vehicles being involved in accidents that can cause property damage, bodily injury, or even death. Incidents like these can lead to third-party claims and legal costs that can be difficult to handle without the right coverage. Fortunately, automobile liability insurance allows a contractor to pay for third-party claims and legal fees that come with such claims.
These are just a few of the different types of insurance that can protect you and your employees and their family in the event of accident, injury, or death. For more information on how you can protect your employees and your property with contractors insurance in Marysville, call the friendly team at American Insure-All® today at 888-411-AUTO.