Do you need recreational vehicle insurance in Auburn to cover your RV or camper? American Insure-All® wants to help you stay informed on the coverage options for your recreational vehicles. What do you have a motorcycle, jet ski, or RV, we can provide you with reliable coverage options to protect your property in the event of a disaster.
Why are bees in campers are somewhat similar, they often offered different coverage options for their policies. Here’s what you can expect from both:
Typical RV coverage options:
Uninsured motorist protection
Personal injury protection
Bodily injury liability
Property damage liability
Conventional camper coverage options:
As you design your policy, your coverage options can vary, and our agents can help you figure out the best terms for your insurance plan. You can also get specialized coverage types for your RV or camper, which can be especially handy in the event of a loss.
Specialized coverage types include:
- Total loss replacement, which is usually only available on previously Untitled RVs that are up to one model year and age. RVs can also be insured for agreed value or actual cash value
- Custom equipment, which is vital for RVs with custom parts. And upgraded interior or exterior means you will likely want to increase the automatic limit on your policy. If you wish to have custom equipment coverage, make sure to keep meticulous track of how much you have invested in customizing your recreational vehicles.
- Roadside assistance, which can cover towing a disabled RV to the nearest repair facility, as well as labor. The causes are generally limited to battery failure, flat tire, lockout, mechanical or electrical breakdowns; and sufficient supply of oil, fuel, water, or other fluids needed to run the vehicle; it entrapment in snow, water, mud, or sand near the roadway, usually within a hundred feet.
- Vacation liability, which usually comes with a set limit as long as you also have comprehensive and collision coverage. This type of liability pays up to specified limits for bodily injury and property damage claims as a result of an accident that takes place while the RV is used as a temporary vacation residence.
If the best coverage possible with your recreational vehicle insurance in Auburn, American Insure-All® can help you get started. For more information about our services, or just get an estimate from our team for your insurance needs, give us a call today at (888) 411-AUTO.