Have you been in search of a Sea-Doo insurance broker in Burlington that can get you the best deal on your personal watercraft coverage? American Insure-All® has options for you. Whether you have a Jet Ski, a Sea-Doo, or WaveRunner that needs reliable coverage in the event of accident, theft, or disaster, you can count on us to get you the best possible policy for your needs.
If you’re new to PWC coverage, you may be wondering how it works. Here’s what you need to know:
What does PWC coverage entail?
Personal watercraft insurance can protect your Sea-Doo from collisions, theft, and fire. It can also cover you in you are responsible for damages to a person or property while on your PWC. This type of insurance can even include medical costs if you sustain an injury while operating your watercraft.
What if I’m injured in an accident?
After an accident happens with your PWC, make sure to contact your agent or company and file a claim as soon as possible. If for example, you and a passenger are injured during a ride on your watercraft that leaves it totaled, you can file a claim to cover medical costs and replace your WaveRunner or Sea-Doo. You can then be compensated based on medical expenses and your damage coverage amounts after you pay the deductible.
What happens if I’m at fault for an accident?
If, on the other hand, you are at fault for an accident that injures another person or damages their property, the other party can file a liability claim with your company. Your insurance covers that person’s damages and can even cover legal expenses if you’re taken to court over the incident. The amount of coverage you get, of course, depends on how much you choose to purchase.
Keep yourself, your family, and your property safe, even while you’re having fun on the water, with the help of a Sea-Doo insurance broker in Burlington. For more information on our coverage options, or to get a quote for your policy needs, call American Insure-All® today at (888) 411-AUTO.