Are you looking into getting recreational vehicle insurance in Lake Stevens? If you own an RV or are thinking of purchasing one in the future, here are some answers to some common questions to help you determine the coverage you need.
What Is A Recreational Vehicle?
Often people think things like ATVs and scooters are in this category, but that is not true. Its anything with sleeping quarters. That makes it super simple to understand. A motor vehicle or a trailer that attaches to a hitch is a recreational vehicle if it is about accommodations and offers a place for you to sleep. RV’s require their type of insurance, which is called recreational coverage.
What Is Recreational Insurance?
The most common question we get is, what is Recreational insurance? It’s insurance that covers recreation vehicles such as your campervans; pop-up campers travel trailers, truck campers, and more.
Whether you are traveling to the local campground or traveling across the country, recreational vehicles can become damaged. Damage could come while on the road to your destination or while your parked. There are various types of coverage available, including liability, it will be vital for you to determine the best level of insurance coverage for you.
With the investment you’ve made, you’ll want to get the right insurance that will protect you from things like collisions, theft, and damage.
How Do You Obtain Recreational Insurance?
Obtaining recreational insurance is not difficult. The first step is getting a quote. Our website offers free quotes for recreational vehicles. There is some minimal information that you will need to obtain an accurate quote.
Make sure that you have the year, make, and model of your RV; this is how we determine the current value should it be totaled. We’ll also want to know how often you travel in your RV and how far you take it. For example, if you are retired and exploring across the country three times a year is significantly different than if you take a pop up camper to the local campground on the weekends.
You’ll want to determine if you are looking to have minimum liability insurance or if you’re going to cover your RV from all types of damage. While many do not think about it, damage can come from a rising river, hurricanes, and even lightning strikes.
Learn more about recreational vehicle insurance in Lake Stevens, from American Insure-All®. For more information about our services, or get an estimate from our team for your insurance needs, give us a phone call today at (888) 411-AUTO.