Are you considering your options for small business insurance in Skagit County? American Insure-All® has various coverage options for you to choose from, and our agents work with you to get the best policy for your business’s unique needs. However, if you are new to the world of small business insurance, you may wonder what pitfalls to avoid. Here are three to consider when designing your policy:
Get Business Interruption Coverage
Cyber protection is vital to keeping small businesses afloat, especially those that mostly operate online. A DDoS attack, identity theft, and other issues can be disastrous for revenue streams and security, so it is vital to ensure that you are covered in the event of monetary losses caused by unexpected interruptions to your business operations.
Consider Health Insurance Options
It is a common misconception that you have to wait until your renewal period to discuss your employees’ group health policy options with your agent. You can do this on your current policy. The sooner you talk to an agent about coverage options for your employees and business, the better equipped you will be to address health concerns in a way that fits your business needs and operational budget.
Choose the Right Policy for Ecommerce
Online sales are the backbone of many small businesses in the 21st century. Without the right coverage, products that are sold defective or damaged can lead to costly legal action that can affect your business. This is why when you obtain a policy, it is vital to get product liability insurance to protect yourself in the event of such lawsuits. Contingent business income (CBI) coverage can also provide you with a shield against monetary losses incurred by damage to property owners.
When you’re ready to experience an insurance team that cares, you can get exactly that and so much more from American Insure-All®. For more information about our options for small business insurance in Lynnwood or to get a free quote, stop by the office or give us a call today at (888) 411-AUTO.