Does Adding a New Driver to Your Auto Insurance in Edmonds Drive Up the Cost?

Do you have a new driver in the house? If so, you can expect your premium to increase when adding a new driver to your auto insurance in Edmonds. The increase can be either incremental or significant, depending on the new driver’s age, experience, and driving history on your policy.

Teens, for instance, are deemed inexperienced drivers, which makes them bigger liabilities. This means your car insurance premium will increase by hundreds of dollars to cover potential accidents or damage incurred by an inexperienced teen driver.

However, if the person you are adding is new to your car insurance policy but experienced with solid, reliable driving history, your insurance premiums could actually decrease. A good example of this would be the lower rates when one spouse adds another to their policy.

Is a Joint Car Insurance Policy Cheaper Than Two Separate Policies?

Yes – a single insurance policy is, generally, cheaper than two separate policies. One policy has already been established with your driving history and payment history. As a reliable policyholder, history allows you to vouch for a new driver. At the same time, a brand new policy with a brand new driver could be hundreds, if not thousands, of dollars spent on auto insurance annually.

How Long Before the Premium Lowers After Adding a New Driver to Your Policy?

The first year of an added driver on your car insurance policy will be the most expensive. After a year, a new driver will have built enough reliable history for the insurance to incrementally lower premiums. After three years of spotless driving history, insurance lowers significantly.

Where Can You Go for Affordable, Reliable Auto Insurance?

At American Insure-All®, we provide reliable, affordable auto insurance in Edmonds, regardless of who you add to your policy. We strive to keep premiums at reasonable rates, providing you with safety and security for both you and other drivers. For more information, please call us at (888) 411 – AUTO (2886).

When our previous insurance provider decided to make a change in our career we were a little anxious. We had become accustomed to being on a first-name basis and getting quick responses to our requests. Little did we know at the time we had nothing to worry about as American Insure-All has more than met our previous expectations. Don and his team have been quick to respond to our needs and provide us with the peace of mind that we were looking for in a provider.

Andy Omsen

We switched to American Insure-All many years ago and Don has always taken great care of all our needs. He has always been honest, fair, and very timely with each policy request. American Insure-All is a pleasure to deal with and we highly recommend them.

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I highly recommend this agency for any insurance policy you may need. Don was very helpful with my new policies with American Insure-All. He saved me about $200 per month. The insurance company I was previously with was super expensive. The best thing I ever did was switch to American Insure-All.

Yannie Villavicencio

I can't say enough about American Insure-All and the services they have provided both myself and my referred clients over the past decades. As a real estate broker for over 30 years, I utilize many vendors and service companies, but the people at American Insure-All are at the top of our list. The level of trust they have earned from us is second to none. They are incredibly responsive to our client's needs but more importantly, we can trust the council that they offer our clients.

Shriram Dholpur

We have been working with Don for about 15 years and won't even consider making any changes. He's been super responsive and it's always a pleasure to work with him whether we have a question or need to update a policy, etc.

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