For the best life insurance in Bellevue, American Insure-All® has you covered! We offer a plethora of fantastic coverage options, all with bundles that allow you to save even more money while investing in peace of mind. Our specialties extend through life, recreational, automotive, and home insurances, plus a few add-ons for businesses and renters. We have it all at rates that are reliable, durable, affordable, and accommodating to your monthly budget.
We offer variations in life insurance that are dependent on what you need at the time. Whole life insurance, for instance, covers the rest of your life, then pays to a beneficiary (or two, in some cases) after your death. Term life insurance is payable to a beneficiary for as long as the policy is good for. You could invest in term life insurance for a year, two years, five years… it’s up to you.
Which is Better – Term Life Insurance or Whole Life Insurance?
There’s no linear answer to this question. For some people, whole life insurance is better, and term life insurance is better for others. It’s all about what YOU need. Term life insurance might be better for people on stricter budgets because it’s less of a financial commitment. Premiums are less because you’re invested for a short period of time.
Does the Cost of Life Insurance Depend on Your Age and Health?
Yes, any life insurance you get will vary based on your age and health. Most insurances are designed to cover medical emergencies and health liabilities. Smokers and those with pre-existing health conditions, especially at an advanced age, can expect to pay slightly higher premiums for life insurance.
At American Insure-All®, we strive to help you invest in the best life insurance in Bellevue. Our insurance options are updated often, and we hold our insurers and lenders to high standards and expectations. For more information about your insurance options, please give us a call at (888) 411-AUTO (2886).