Did you know that over 43 million households rent where they live? It could be a house, apartment, or duplex – whatever the case, and there’s always a case to involve American Insure-All®, the best renter insurance company in Mill Creek. Renters and landlords have different insurance for properties and personal belongings, so renters aren’t covered under the same policies as landlords. Renters don’t own the property where they live, so separate insurance is a renter’s responsibility for coverage of their personal belongings within and on rental properties.
The first step to acquiring renters’ insurance is inventorying a household’s belongings. If you live alone, this should be an easy task. Living with others means that everyone should be able to take their own inventories, then you can add personal belongings as a household for optimum coverage. While not legally mandatory, renters’ insurance is recommended, especially if you plan on being a habitual or long-term renter. Some landlords require renters to have their own insurance to avoid liability issues later.
In the event of damage to your belongings as a renter, either through inclement weather or vandalism and theft, your insurance coverage will pay out for replacements. Fires, tornadoes, and other natural or human-caused disasters are typically covered under renters’ insurance, giving renters peace of mind and a sense of security.
Keep the Annoyance of Renting to a Minimum
Being a renter or a homeowner can each have its own responsibilities and nuisances, but insurance enables you to keep annoyances to a minimum. Use American Insure-All® to gauge the appropriate coverage for your renter’s insurance. We can provide you with customized quotes for smart shopping and financial comparisons.