Brushing Up on Commercial Insurance in Kenmore

When it comes to commercial insurance in Kenmore, many business owners have questions. Here are answers to three common questions to help you make informed decisions about your insurance needs.

What Does Commercial Insurance Cover?

Commercial coverage provides protection for various aspects of your business. Coverage typically includes:

Property damage: Protects your physical assets, like buildings and equipment.
Liability insurance: Covers legal fees and damages if your business is sued.
Workers’ compensation: Provides benefits to employees who get injured on the job.
Business interruption: Covers lost income if your business is temporarily closed due to a covered event.

How Much Does Commercial Insurance Cost in Washington State?

The cost of a commercial policy varies based on several factors:

Industry type: Higher-risk industries may face higher premiums.
Business size: Larger businesses typically pay more due to greater risk exposure.
Coverage amount: Higher coverage limits will increase your premiums.
Location: Specific risks associated with your business location, like natural disasters.

On average, businesses in Washington pay an average of $1000 per year per million dollars worth of coverage.

How Can I Save on Commercial Insurance?

To save on commercial coverage, consider these tips:

Bundle policies: Combine multiple types of insurance with the same provider.
Increase deductibles: A higher deductible can lower your premium.
Implement safety measures: Reducing risks can result in lower premiums.
Regularly review policies: Ensure you’re not overpaying for unnecessary coverage.

American Insure-All® helps 97% of its customers save on their insurance needs. For quality, personalized insurance in Washington state, contact American Insure-All®.

Ready to get started with commercial insurance in Kenmore? Call American Insure-All® at (888) 411-2886 today to find the best policy for your business.

When our previous insurance provider decided to make a change in our career we were a little anxious. We had become accustomed to being on a first-name basis and getting quick responses to our requests. Little did we know at the time we had nothing to worry about as American Insure-All has more than met our previous expectations. Don and his team have been quick to respond to our needs and provide us with the peace of mind that we were looking for in a provider.

Andy Omsen

We switched to American Insure-All many years ago and Don has always taken great care of all our needs. He has always been honest, fair, and very timely with each policy request. American Insure-All is a pleasure to deal with and we highly recommend them.

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I highly recommend this agency for any insurance policy you may need. Don was very helpful with my new policies with American Insure-All. He saved me about $200 per month. The insurance company I was previously with was super expensive. The best thing I ever did was switch to American Insure-All.

Yannie Villavicencio

I can't say enough about American Insure-All and the services they have provided both myself and my referred clients over the past decades. As a real estate broker for over 30 years, I utilize many vendors and service companies, but the people at American Insure-All are at the top of our list. The level of trust they have earned from us is second to none. They are incredibly responsive to our client's needs but more importantly, we can trust the council that they offer our clients.

Shriram Dholpur

We have been working with Don for about 15 years and won't even consider making any changes. He's been super responsive and it's always a pleasure to work with him whether we have a question or need to update a policy, etc.

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