If you’re the owner of a small- or medium-sized business, you know how important it is to dot your I’s and cross your T’s. Making sure your business is protected at every turn is crucial to its success. One of the things you should think about, especially if you’re just starting out, is holding the right type of insurance. There are several different types of commercial insurance that you can utilize, and depending on the nature of your business, you may want to hold policies in all types. When you need reliable company insurance in Monroe, turn to American Insure-All® for all types of commercial insurance.
Perhaps the first type you should consider is commercial property insurance. Similar to homeowner’s or renter’s insurance, different levels of property insurance cover your business property, as well as the belongings inside. If you hold a loan on the property or land your business is on, it may be a requirement of the mortgage or loan.
If you have vehicles that you use solely for work, then holding commercial auto insurance is another option you should consider. Even if only one or two cars is considered a “work vehicle,” having commercial insurance can help save you money in long run, especially if you need to cover additional employees as drivers.
Liability is another type of insurance, as well as worker’s compensation. Liability means that you’re covered if your business causes some damage while onsite. For example, if something happens to the environment nearby, or an employee causes damage, you are covered. Worker’s compensation insurance is extra insurance should an employee get hurt on the job.
To learn more about company insurance in Monroe, call American Insure-All® today at (888)411-AUTO to speak with a member of our staff. We’re here to serve you.