Many individuals don’t think about life insurance until they have a medical condition or until a spouse or a loved one passes away. In some cases, it’s too late to get life insurance. In other cases, trying to find life insurance if you have an existing medical condition or if you are in your 60s, 70s, or even older can be next to impossible. However, with American Insure-All® you can ensure that the team of experienced life insurance agents will help you to find life insurance that is also affordable, regardless of your age. To learn more about the different types of life insurance and to learn about your options, call an experienced life insurance company in Renton.
A life insurance policy is a “contract” between an insurance company and individual. The individual pays premium payments, usually on a monthly basis in exchange for benefits and coverage in the event of an accident or death. Most “death benefit” pay-outs are in a lump sum payment and are usually tax free.
Term Life Insurance – Term life insurance can be used as a source of income for a specific amount of time while one spouse or individual looks for work, pays off a debt or recovers from an illness or disability.
Permanent Life Insurance – Permanent life insurance provides a lump sum, or “death benefit” to a surviving family, also known as “beneficiaries” for life. This type of life insurance is one of the most common as it helps a surviving spouse or family maintain financial obligations after one passes away.
Universal/ Whole Life Insurance – This type of life insurance can be used in estate planning and as a long-term source of income.
For more information on whole life insurance company, company ratings, life insurance policy, contact your local life insurance company in Renton. Call American Insure-All® today at (888)411-AUTO for a free quote and to get started!
When our previous insurance provider decided to make a change in our career we were a little anxious. We had become accustomed to being on a first-name basis and getting quick responses to our requests. Little did we know at the time we had nothing to worry about as American Insure-All has more than met our previous expectations. Don and his team have been quick to respond to our needs and provide us with the peace of mind that we were looking for in a provider.