When it comes to owning your own home, some prefer to take a different route and have a manufactured home. Also known as a modular, a manufactured home is different from a mobile home, or trailer. It’s something that you design yourself, and is often ‘dropped in’ on a lot or property that you own. You may or may not own the property, as it all depends on how you’ve decided to design your first dwelling – but most likely, you’ve had to take out a loan on the manufactured home in order to buy and purchase it. Because of this similarity, you’re probably also required to get homeowner’s insurance just like you were purchasing an already-made home. This is because the mortgage or loan company wants assurance that the loan will be repaid, even if disaster strikes. This puts manufactured home insurance in a different category, and it requires specialized attention. When you need manufactured home insurance in Monroe, right here in your hometown, turn to American Insure-All® for all of your needs.
Even if you are not required by a financial institution to purchase manufactured home insurance, it is a good idea. This is because if something does happen to your property, you are covered. Think of it like getting extra coverage on your automobile insurance. You don’t want to be left out in the cold, especially if floods, fire, or some other sort of damage occurs to your home. As manufactured homes typically are not as structurally sound as pre-built homes, (e.g., there is no attached basement), you want to ensure you’re completely covered, and that’s where we come in.
To find out more about manufactured home insurance in Monroe and what policy works for you, call American Insure-All® today at (888)411-AUTO to speak with a professional representative.