Tag Archives: auto insurance

Mt Vernon Burlington First Auto Insurance for New Drivers

DWI Insurance for Auto - Cars in Burlington

At American Insure-All® we recognize the importance of Mt. Vernon Burlington first auto insurance for new drivers. All societies have rites of passage of one sort or another – school graduations, entry into trade unions, and more. Perhaps one of the most important rites of passage in our modern age is acquisition of a driver’s license.

A driver’s license implies many things. First, the ability to correctly drive a motor vehicle through traffic. Second, possibly taking responsibility for maintenance and accompanying bills that go with vehicle ownership, not the least of which is paying for motor vehicle insurance. A youth who acquires a driving license might or might not own a vehicle. He or she is likely to be added to the parental or family insurance policy. However, many parents – especially in families where the budget is tight – require teen age drivers to take on part of the responsibility for expenses associated with their automobile. In this way, a first automobile becomes a lesson in economics as well as personal responsibility. A first insurance policy becomes and example of social responsibility. As rites of passage go, learning to drive and being responsible for a vehicle, carries a large bundle of learning and is a big step toward responsible independence.

That is why at American Insure-All® we recognize the importance of Mt. Vernon Burlington first auto insurance for new drivers, call 888-411-AUTO if you are looking for insurance for your new driver. We will be glad to help you explain to the youngster his or her part in remaining in good standing with an insurance company – little things, like wearing seat belts, staying within speed limits and generally obeying the rules of the road. Your good example as a responsible parent will have an impact on your new adult.

Arlington/Smokey Point Auto Insurance: a Part of History

Combatting the Cost of Mount Vernon/Burlington Vehicle Insurance

American Insure-All® has your Arlington/Smokey Point Auto Insurance. You probably already know that most states in the U.S. require auto insurance for all vehicles on the road. What you might not know is that auto insurance is part of the history of motor vehicles, having been established in 1927.

Connecticut was the first state to require drivers to demonstrate financial responsibility when operating a motor vehicle. They could do this by either posting a bond of a significant amount or by purchasing insurance. Most state now require drivers to carry insurance, but a few will still allow drivers to simply post a bond. This can be of benefit to drivers who have had frequent insurance claims, and who now find it difficult to acquire insurance. However, it is not an option available in most states. Instead, most agencies now raise prices for those who make frequent claims. If the claims were associated with irresponsible driving practices, such as driving under the influence or driving distracted, the driver might be required to file an SR-22. The cost of filing an SR-22 is minimal, it simply shows that the driver is in compliance with state regulations, and that their vehicle does have insurance. However, the insurance can sometimes have a steep price tag attached.

American Insure-All® can help with your Arlington/Smokey Point Auto Insurance, just call us at 888-411-AUTO to learn more about how we can connect you with competitive insurance quotes. As an insurance broker, we are working for you, rather than the more than fifty insurance agencies with who we have contact. We all know what it is like to live on a strict budget, and we fully understand that you must work with your financial bottom line.

Auto Insurance in Snohomish County

American Insure-All® is your home-owned company for auto insurance in Snohomish County. With offices in Lynnwood, Everett, Marysville/Arlington, Burlington, and Kirkland, we are conveniently located for your insurance needs. You can also apply for an account or access your information through our website.

Auto Insurance in Snohomish County

Everyone these days knows the importance of automobile insurance. Even if you are the best driver in the world, and your vehicle is in tip-top condition, you cannot predict what other drivers are going to do. Furthermore, a car or truck is vulnerable to weather conditions and other unforeseen circumstances. An automobile accident can turn an ordinary day into a miserable one; or a fun holiday into a nightmare. Automobile insurance can’t fix everything, but it can lift the financial burden of repairing vehicles and even paying for medical coverage for those who are involved in an accident. Coverage comes in several kinds. Liability is the coverage required by most states. It will pay for damages to the other person’s vehicle. Medical coverage will pay for injuries to people involved in the accident. Full coverage will pay not only for damages to the other person’s vehicle, but also take care of repairs needed for your own. Full coverage is often required if you are making payments on the vehicle. It is recommended when the value of your vehicle exceeds the amount you would get for it as recycled metal.

Our friendly agents at American Insure-All® can help you select the auto insurance in Snohomish County that is right for you. We know that your car or truck is important to your household, and that good insurance helps keep you and others safe. If you are shopping for a new or replacement policy for your vehicle, give us a call at (888)411-AUTO.

What Questions Should you be Asking your Agent about Auto Insurance in Snohomish County?

When you have an Independent Insurance Agent, they are there to advocate for you to have a policy that fits your individual needs. Auto Insurance in Snohomish County is something you want your agent to be familiar with. In order to outline your needs and collaborate with your agent effectively, here are some key questions to point you in the right direction:What Questions Should you be Asking your Insurance Agent about Car Insurance?

  • If you get in an accident, how much can you afford? (If you want a lower premium, you can opt for a higher deductible and just know you’ll pay more for repairs if there is an accident.)
  • What is the company’s level of responsiveness and promptness paying claims?
  • What kinds of discounts do you qualify for? (Inquire about good driver, multiple policy,  safety features, and student discounts.)
  • What is the process for filing a claim and settling a claim? (Who should you call and what is the protocol after you file a claim?)

To learn more about auto insurance, and to get a quote, please call American Insure-All® at (888)411-AUTO.

5 Quick Tips about Auto Insurance

Almost 30% of drivers in the U.S. are uninsured. Driving uninsured can have serious consequences and can get you in a lot of trouble, especially if you are in an accident. Here are five things you can do to make auto insurance premiums more affordable.

Rethink Unnecessary Coverage

When you are getting a quote for car insurance, you are going to hear a lot of things that sound like good deals that actually aren’t. If your vehicle is paid off and is not valued very high, for example, you might want to reconsider comprehensive/collision coverage. Qualified agencies like ours can help you determine what coverage options you can pass on.

Drive under the Radar

If you have a flashy sports car, you might look awesome driving down the freeway but these vehicles are more expensive to repair after an accident as well as being more popular with thieves.

Consider a Carpool

There are often discounts available for people who keep their annual mileage numbers down. Consider a carpool if possible to drive less and save on gas and insurance premiums.

Ask About Any Other Discounts

When you are looking for car insurance, make sure to ask about all of the possible discounts that you might qualify for.

Be a Good Driver

At American Insure-All®, we reward customers for being good drivers. To save on your auto insurance, steer clear of accidents and obey all traffic laws so that you will not have any dings on your motor vehicle record.

6 Consequences of Driving without Car Insurance

When the budget is tight, you may think that it’d be okay to forgo your car insurance. You’re a good driver anyway, right? Here are 6 consequences that you may have to deal with when you’re caught driving without car insurance:

1. Hefty costs to cover car accidents.
2. Loss of points for your license.
3. Ticketed on top of whatever you were pulled over for in the first place.
4. Suspended driving privileges.
5. Car registration taken away until you can provide proof of insurance.
6. Higher premiums when you finally get car insurance.

Don’t suffer the consequences for driving without car insurance. Contact American Insure-All®, and we can help you find affordable car insurance with the coverage that you want.

3 Tips for Working with an Auto Insurance Company

Not only is it illegal to drive around without car insurance, but it can also be an expensive decision. You never know when you’ll be caught in an accident and forced to pay for repairs out of pocket. You can protect yourself and your wallet by getting car insurance for yourself. Before you start working with your insurance company, there are certain things that you should know that will facilitate the process of choosing your insurance. Here are 3 tips that you should consider before speaking with an insurance agent:

Understand Your Needs

Your insurance should protect your car, yourself, and anyone who drives with you. Think about your vehicle, your driving habits, the weather and road conditions of your area, and other factors that could affect you and your vehicle. Using this information, consider the type of insurance that you should choose: collision, comprehensive, property damage liability, personal injury protection, etc.

Research Discounts

You may be surprised to find out that you can in fact get discounts on your insurance. Depending on the company that you work with, some things that may qualify for a discount includes a clean driving record, low average miles that you drive, certificate of completion for a driving course, a great credit score, or parking in a garage. Be honest about the discounts that you qualify; lying to get discounts could end up being very costly when the truth is discovered.

You can also get discounts for paying less often. Find out if your insurance company will give you discounts for paying once or twice a year rather than every month.

Determine Your Deductible

Determine the deductible that you want to pay. You could end up paying a high out-of-pocket deductible, but your insurance policy would be low. On the other hand, low out-of-pocket deductibles could end up costing you more for your policy, but you won’t have to pay much if you file a claim.

When you understand your needs, have taken the time to research discounts, and are determined the deductible that you want to pay, contact American Insure-All®. We can answer any questions that you may have and help you choose the right auto insurance for you and your family.