Tag Archives: insurance company

Auto Insurance in Snohomish County

American Insure-All® is your home-owned company for auto insurance in Snohomish County. With offices in Lynnwood, Everett, Marysville/Arlington, Burlington, and Kirkland, we are conveniently located for your insurance needs. You can also apply for an account or access your information through our website.

Auto Insurance in Snohomish County

Everyone these days knows the importance of automobile insurance. Even if you are the best driver in the world, and your vehicle is in tip-top condition, you cannot predict what other drivers are going to do. Furthermore, a car or truck is vulnerable to weather conditions and other unforeseen circumstances. An automobile accident can turn an ordinary day into a miserable one; or a fun holiday into a nightmare. Automobile insurance can’t fix everything, but it can lift the financial burden of repairing vehicles and even paying for medical coverage for those who are involved in an accident. Coverage comes in several kinds. Liability is the coverage required by most states. It will pay for damages to the other person’s vehicle. Medical coverage will pay for injuries to people involved in the accident. Full coverage will pay not only for damages to the other person’s vehicle, but also take care of repairs needed for your own. Full coverage is often required if you are making payments on the vehicle. It is recommended when the value of your vehicle exceeds the amount you would get for it as recycled metal.

Our friendly agents at American Insure-All® can help you select the auto insurance in Snohomish County that is right for you. We know that your car or truck is important to your household, and that good insurance helps keep you and others safe. If you are shopping for a new or replacement policy for your vehicle, give us a call at (888)411-AUTO.

What Questions Should you be Asking your Agent about Auto Insurance in Snohomish County?

When you have an Independent Insurance Agent, they are there to advocate for you to have a policy that fits your individual needs. Auto Insurance in Snohomish County is something you want your agent to be familiar with. In order to outline your needs and collaborate with your agent effectively, here are some key questions to point you in the right direction:What Questions Should you be Asking your Insurance Agent about Car Insurance?

  • If you get in an accident, how much can you afford? (If you want a lower premium, you can opt for a higher deductible and just know you’ll pay more for repairs if there is an accident.)
  • What is the company’s level of responsiveness and promptness paying claims?
  • What kinds of discounts do you qualify for? (Inquire about good driver, multiple policy,  safety features, and student discounts.)
  • What is the process for filing a claim and settling a claim? (Who should you call and what is the protocol after you file a claim?)

To learn more about auto insurance, and to get a quote, please call American Insure-All® at (888)411-AUTO.

Finding Affordable Commercial Insurance in Kirkland

Owning a business is certainly a stressful affair. Business owners have to worry about all of the same things as home owners plus things like worker’s compensation claims and product liability. Luckily for business owners looking for commercial insurance in Kirkland, WA, there is an insurance company that knows exactly how to protect both big and small business owners alike at affordable rates.

Variety Is Key to Savings

At American Insure-All®, we represent a vast number of great insurance companies which offer comprehensive and affordable coverage for all business types. Whether the business needs to insure a fleet of automobiles or just wants to make sure it meets its legal obligation for worker’s comp insurance, we’re here to help. Some of the insurance companies we carry include Charter Oak, Fidelity, and GMAC Insurance. These and our other carriers do the very best they can to meet all business needs at an affordable price.

Helping Translate Policies

When you come to American Insure-All®, the first thing we are going to do is take a look at the existing policy. By seeing what is covered in a current policy, we can decide the best way to save the business a little money. Interestingly enough, most business owners aren’t entirely sure what their policy covers, and this little oversight could be costing them thousands of dollars. With our expertise and experience, we can make sure that all the money going to an insurance company is protecting the right assets.

It Is Personal

The next thing we’ll do is discuss the specific needs of a business owner. Many times, after examining their existing policy, owners will notice clauses they want to change. When this happens, it is referred to as “tailoring a policy,” and it takes experienced hands to do it correctly. When a properly trained “insurance tailor” gets his or her hands on a policy, business owners can count on a rewrite that is sure to fit the needs of their business much better than the original contract.

Above all, we recommend carefully studying any policy. Rash decisions or decisions made in frustration can end up costing a business thousands of dollars. By taking time to seriously consider all of the options, business owners can save a lot of money and prevent a lot of headaches down the road.

3 Tips for Working with an Auto Insurance Company

Not only is it illegal to drive around without car insurance, but it can also be an expensive decision. You never know when you’ll be caught in an accident and forced to pay for repairs out of pocket. You can protect yourself and your wallet by getting car insurance for yourself. Before you start working with your insurance company, there are certain things that you should know that will facilitate the process of choosing your insurance. Here are 3 tips that you should consider before speaking with an insurance agent:

Understand Your Needs

Your insurance should protect your car, yourself, and anyone who drives with you. Think about your vehicle, your driving habits, the weather and road conditions of your area, and other factors that could affect you and your vehicle. Using this information, consider the type of insurance that you should choose: collision, comprehensive, property damage liability, personal injury protection, etc.

Research Discounts

You may be surprised to find out that you can in fact get discounts on your insurance. Depending on the company that you work with, some things that may qualify for a discount includes a clean driving record, low average miles that you drive, certificate of completion for a driving course, a great credit score, or parking in a garage. Be honest about the discounts that you qualify; lying to get discounts could end up being very costly when the truth is discovered.

You can also get discounts for paying less often. Find out if your insurance company will give you discounts for paying once or twice a year rather than every month.

Determine Your Deductible

Determine the deductible that you want to pay. You could end up paying a high out-of-pocket deductible, but your insurance policy would be low. On the other hand, low out-of-pocket deductibles could end up costing you more for your policy, but you won’t have to pay much if you file a claim.

When you understand your needs, have taken the time to research discounts, and are determined the deductible that you want to pay, contact American Insure-All®. We can answer any questions that you may have and help you choose the right auto insurance for you and your family.