American Insure-All® would like to take the mystery out of boat insurance in Everett. If you already own a boat, you probably already know about insurance for it, but if you are just thinking about buying one or if you are upgrading from a small boat to a larger one, there are some things about boat insurance in Everett you might want to think about.
Insuring a boat is sort of like insuring a car, and it sort of is not. A very small boat, such as a row boat or a sail boat, might be covered in your home owner’s policy. But if you are looking at anything larger than that, chances are your home owner’s policy will not cover it. When you take out boat insurance, you need to think about theft, damage to your boat during storms, damage if you collide with another boat. You also need to consider what would happen if someone falls out of your boat or gets hurt while riding in it. Amazingly, there are still more considerations such as damaging a pier or dock, or running aground on something. If you have a large boat, such as a yacht or a house boat, it is more like insuring a home – except that it can move about and bump into other things, which makes it more like an RV.
Your American Insure-All® agent can help you select the appropriate boat insurance in Everett for the boat that you own or want to own. Just give us a call at (888)411-AUTO, and we will help you determine exactly the kind and amount of insurance you need to take one kind of worry out of life on the water – whether you are having fun, fishing, or looking for great white whales.