Have you been researching your options for the best life insurance in King County? American Insure-All® wants to offer you precisely that and much more, with the coverage you need at an affordable price. Whether you need car insurance, home insurance, or life insurance, our team can guide you to the best policy for your needs and budget.
Did you know there are things that you can do to improve your life insurance rates while improving your health? Here are just a few things that you can do to get more competitive prices for your insurance policy:
Schedule early morning visits to your doctor
This might seem like an unusual choice, but studies show that blood pressure and cholesterol levels are lower in the early morning, rather than after a stressful day at work or a large business luncheon. Whenever possible, schedule your physicals when you are well-rested and relaxed to get the most accurate read on your current health.
Keep an eye on your insurance rates
Every 3 to 5 years, be sure to review your policy and update it as needed if there are circumstances with your health status or situation that have changed. Not only can this get you a better rate, but it ensures that your policy is tailored to your case no matter what.
Prioritize transparency
When getting a life insurance quote, the company is going to conduct a review of your lifestyle and medical records, so be sure to provide this information upfront as much as possible. This allows you to talk with your insurer about your health situation openly and honestly, and that can still secure you a reasonable rate for your insurance.
Get into fitness
Most life insurance quotes require physical examinations and regularly consider your current health to determine the rate. Getting into health and fitness not only improves your health, but it also makes your life insurance rates go down. Eating well and losing excess weight goes a long way toward adequately managing your blood pressure and glucose levels, meaning fewer long-term health concerns in the future.
Quit smoking
Quitting smoking or using other tobacco products is one of the first things that you can do to drive down your insurance rates while improving your health. On top of that, even a short time after smoking improves respiration and heart health, so it is well worth it to stop as soon as possible.
If you’re looking to upgrade your insurance with the best life insurance in King County, American Insure-All® has options for you. For more information about the policies that we offer, or to speak with an agent about your needs specifically, call our team today at (888) 411-AUTO.
When our previous insurance provider decided to make a change in our career we were a little anxious. We had become accustomed to being on a first-name basis and getting quick responses to our requests. Little did we know at the time we had nothing to worry about as American Insure-All has more than met our previous expectations. Don and his team have been quick to respond to our needs and provide us with the peace of mind that we were looking for in a provider.