We’ve all heard the old saying that death and taxes are the only two certainties in life. It’s a morbid joke but true all the same. And while we at American Insure-All® can’t help you with taxes, we can help you prepare for the former with life insurance options for Mukilteo families. It may be a taboo topic and one that no one really wants to talk about, but death is a certainty that can happen at any time to anyone. Preparing financially for something so unpredictable but inevitable seems like a smart thing to do, regardless of how macabre the topic may be.
Life insurance represents more than a financial cushion. Sure, it’s a financial tool, but it’s also a way to safeguard your loved ones from financial woes while they mourn. Grief takes so much energy out of your loved ones, so it’s hard to imagine dealing with financial issues that pop up while you’re trying to mourn the loss of someone you care about. Insurance takes care of the financial aspects that follow death, and that’s a little peace of mind for those who are left behind.
Term? Whole Life? Family? You Decide on Customized Coverage!
- Term life insurance provides coverage over a period of months or set years. Or, really, for however long you want to pay for the premiums. It’s affordable, reliable, and popular as a temporary coverage option, especially when you have more pressing expenses from one month to the next.
- Whole life insurance is exactly what it sounds like… a whole life of coverage, complete with a savings element and cash value that can be passed to specified beneficiaries after your death.
- Family life insurance is customized coverage for the whole family, so you have flexibility and financial freedom for yourself and your immediate loved ones. Why? Because anything can happen. Life insurance shouldn’t be an afterthought for anyone that you care about.