In Washington state, owning and operating a recreational vehicle (RV) lets you explore the great outdoors comfortably and conveniently. However, before you set out on your adventure, obtaining an RV insurance quote from a reliable insurer in Snohomish or elsewhere in the state is essential. American Insure-All® strives to assist RV owners in getting optimal coverage at optimal prices.
Washington State RV Insurance Requirements:
All RV owners in Washington state must carry liability insurance to operate on public roads legally. Liability coverage addresses bodily injury and property damage that may happen to other parties in an accident. The minimum liability limits are:
- $25,000 applies to the bodily injury of one person in an accident.
- $50,000 covers the injury of two or more people in one RV accident.
- $10,000 goes toward property damage incurred in one accident.
However, these are just the minimum requirements. Given the size and value of most RVs and the potential for significant damage in an accident, consider higher coverage limits to provide better financial protection.
2 Types of RV Liability Coverage
Liability coverage is a must for your RV insurance policy. It not only meets the state’s legal requirements but also protects your financial well-being in the event of an at-fault accident.
- Bodily injury liability helps cover medical expenses, lost wages, and legal fees for other people injured in an accident where you are found to be at fault.
- Property damage liability compensates for repairing or replacing other people’s property in an accident.
Remember, while liability coverage protects others and their property, it does not cover injuries to you or damage to your RV. Consider additional coverages for your policy, such as collision, uninsured/underinsured motorist, and comprehensive and personal injury protection, to keep yourself and your loved ones safe in the event of an accident.
Choosing the right RV insurance requires understanding your needs and the legal requirements in Washington State. American Insure-All® is only a phone call away from rendering assistance with your RV insurance quote in Snohomish. Contact the team today at (888) 411-2886.
When our previous insurance provider decided to make a change in our career we were a little anxious. We had become accustomed to being on a first-name basis and getting quick responses to our requests. Little did we know at the time we had nothing to worry about as American Insure-All has more than met our previous expectations. Don and his team have been quick to respond to our needs and provide us with the peace of mind that we were looking for in a provider.